One place page, Gallup, NM, plus county-wide Census counts. Repair shops, hotels and motels, and stations each get a short note on which product fits their equipment, stock or payroll need.
Why Gallup, NM Is the One Place With Its Own Page on This Site
Gallup, NM is an incorporated city and the office's home, and the Gallup, NM page carries the ZIP 87301 and county counts, worked examples and the office address. No other place on this site has a page.
Communities near Gallup, such as Gamerco, NM, Yah-ta-hey, NM, Church Rock, NM, Twin Lakes, NM and Fort Wingate, NM, are census-designated places inside McKinley County, NM. They are named here only so a reader knows that the county figures on this site take them in; this site makes no separate claims about them.
McKinley County, NM Employers by Size Class in the 2023 Business Patterns
| Employees | Establishments | Share of the 940 |
|---|---|---|
| Fewer than 5 | 374 | 39.8% |
| 5 to 9 | 230 | 24.5% |
| 10 to 19 | 173 | 18.4% |
| 20 to 49 | 102 | 10.9% |
| 50 to 99 | 45 | 4.8% |
| 100 to 249 | 9 | 1.0% |
| 250 to 499 | 6 | 0.6% |
Classes of 500 or more employees are left off the table. Adding the first three rows, 777 of the county's 940 employer establishments had fewer than 20 people on staff, or 82.7% (our arithmetic). A request on this site follows the same steps at any of these sizes: a call or the form, then a review by a funding partner.
McKinley County, NM Repair Shops: Diagnostic Scanners, Wheel Equipment and Payroll
Automotive repair and maintenance (NAICS 8111) came to 33 employer establishments in McKinley County, NM in the 2023 CBP, with 193 people on payroll. More than half, 57.6%, ran with fewer than five employees. Counted by ZIP instead, the 2023 ZBP puts 31 automotive repair and maintenance establishments at ZIP 87301 addresses.
Diagnostic scanners, wheel balancers and tire changers fit equipment financing. Technician payroll while a fleet invoice is out fits working capital.
McKinley County, NM Hotels and Motels: Brand-Standard Room Furnishings
Traveler accommodation (NAICS 7211) counted 31 employer establishments in McKinley County, NM in 2023, and 8 of them had fewer than five employees (CBP). When a hotel brand sets standards for its rooms, the movable part of meeting them, such as beds, case goods, seating and televisions, is equipment a partner can review. Bathrooms, wall coverings and wiring are building work outside this site.
McKinley County, NM Stations and C-Stores: Inside-Store Stock, Not the Fuel Side
Gasoline stations (NAICS 4471) numbered 44 employer establishments in McKinley County, NM in the 2023 CBP; 8 of them had fewer than five employees. In the 2023 ZBP, 30 gasoline stations carried a ZIP 87301 address.
Inside the store, snacks, drinks and household goods on the shelves fit inventory financing, while reach-in coolers and shelving fit equipment financing. The fuel side of a station is site work and is never part of a request here.
Hotel and Motel Payroll in Slower Weeks Across McKinley County, NM: Working Capital or a Line
Illustration only, invented figures: a motel with a $9,200 biweekly payroll and a 21-day stretch of lower room revenue faces 1 or 2 paydays inside that stretch, depending on where the first one falls, so $9,200 to $18,400 of payroll to carry.
Working capital covers a gap like that with one sum. A line of credit can be drawn for the payroll and paid down as room revenue picks back up.
By Rainview Business Loans · Updated